BODY {
	background-image: url("bg_main.gif"); 
	background-repeat: repeat; 
	color: #000;
	margin-top: 10px;
	margin-left: 0;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: left;
	scrollbar-face-color: 003C7D;
	scrollbar-highlight-color: bbefff;
	scrollbar-3dlight-color: bbefff;
	scrollbar-darkshadow-color: 669acc;
	scrollbar-shadow-color: 669acc;
	scrollbar-arrow-color: ffffff;
	scrollbar-track-color: D6D4E9; 
	
}

TD {
color: #000;
	font-size: 1em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	/* background-color: #ECECEC; */
	text-align: leftt;
	text-height: 1.5;
	padding: 2px 5px 5px 0;
}

.form, .button {
	text-align: right;
	vertical-align: top
}

.shadow {
	margin-left: auto;
	margin-right: auto;
	width: 685px;
	/* height: 720px; */
	border: none;
	border-width: 1px;
	border-color: #000;
	/* background-color: #c0c0c0; */
	background-image: url("shadow901.gif"); 
	background-repeat: no-repeat; 
	background-position: bottom right;
}
.outer {
	margin-left: auto;
	margin-right: auto;
	width: 680px;
	/* height: 450px; */
	border: none;
	border-width: 1px;
	border-color: #000;
	background-color: auto;
	margin-bottom: 6px;
}




.inner {
	width: 680px;
	/* height: 450px; */
	border: solid;
	border-width: 0px;
	border-color: #f00;
	background-image: url("bggrey1.gif"); 
	background-repeat: repeat; 
/*
	background-color: #C0C0C0; */
}

.leftcol {
	float: left;
	width: 510px;
	/* height: 330px; */
	border: solid;
	border-width: 0px;
	border-color: #0f0;
	background-image: url("bggrey1.gif"); 
	background-repeat: repeat; 
	/* background-color: #c0c0c0; */
}

.toprightcol {
	float: right;
	width: 169px;
	height: 240px; 
	/* height: 700px; different for FAQs page */ 
	background-image: url("bggrey1.gif"); 
	background-repeat: repeat;
	/* background-color: #ECECEC; */
	padding-top: 25px;
	padding-bottom: 0px;
	padding-left: 0px;
	
}

.rightcol {
	width: 130px;
	padding-top: 5px;
	border-style: dashed;
	border-width: 0 0 0 0;
	border-color: #800000;
}

.menu {
	align: left;
	width: 112px;
	height: 30px;
	background-color: #FFF;
	border-style: dashed;
	border-width: 1px 0 0 0;
	border-color: #C0C0C0;
	color: #000;
	font-size: 0.8em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: left;
	margin-top: 3px;
	margin-left: 5px;
	padding-left: 20px;
	padding-top: 10px;
	padding-bottom: 0px;
	padding-right: 0px;
}

.menu a:link, a:visited, a:active {
	font-weight: bold;
	color: #800000;
	text-decoration: none;
}

.menu a:hover {
	font-weight: bold;
	color: #FF780B;
	text-decoration: none;
}

.strip1k {position: relative; top: 20px; left: 10px; z-index: 1; border: none;}
.strip10k {position: relative; top: 30px; left: 10px; z-index: 1; border: none;}
.strip20k {position: relative; top: 40px; left: 10px; z-index: 1; border: none;}
.strip100k {position: relative; top: 50px; left: 10px; z-index: 1; border: none;}

.bold {
	color: #1D558E;
	font-size: 1em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
}

.hometext {
	color: #000;
	font-size: 0.8em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	background-color: #ECECEC;
	text-align: left;
	text-height: 1.5;
	border-style: dotted dotted none dotted;
	border-width: 2px;
	border-color: #FFF;
	margin: 20px 20px 0px 20px;
	padding: 20px 20px 0px 20px;
}

.faq {
	color: #000;
	font-size: 0.8em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	background-color: #ECECEC;
	text-align: left;
	text-height: 1.5;
	border-style: none dotted dotted dotted;
	border-width: 2px;
	border-color: #FFF;
	margin: 0px 20px 0px 20px;
	padding: 0px 20px 20px 20px;
	width: 590px;
	clear: both;
}

.footer {
	margin-left: 20px;
	margin-right: 0px;
	height: 110px;
	width: 635px;
	background-color: #c0c0c0;
	clear: both;
	font-size: 0.7em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	text-align: center;
}

.fleft {
	float: left;
	padding: 0px 0px 0px 0px;
	margin-top: 0px;
	width: 165px;
	height: 92px;
	background-color: #ECECEC;
	border: none;
}

.fcenter {
	height: 62px;
	line-height: 1.5;
	padding: 15px; 0 10px 0;
	margin-top: 5px;
 	margin-left: 167px;
 	margin-right: 170px;
	background-color: #ECECEC;
}

.fright {
	margin-top: -92px;
	float: right;
 	padding: 5px 0px 0px 0px;
	width: 165px;
	height: 87px;
	background-color: #ECECEC;